• Key Person protection & bonusing
• Buy / Sell agreements
• Structuring of benefit plans
• Benefit Plan Funding
• Estate Planning & Business Succession
 
Group Benefits:
• Health, Dental, Life, Disability, Critical Illness
• Health Trusts / Savings Plans / Self Insurance
• Solutions for part-time & seasonal employees
• Voluntary options

 Group Investments:
• Profit Sharing, RRSP, RESP, Pension Plans
 
Coverage for Owners & Investors:
• Buy / Sell Coverage
• Key Person Coverage
• Tax Shelters
• Business Succession
• Salary Continuation Plans [Disability]
• Capital Gains Planning & Coverage

 Personal Coverage:
• Health & Dental Plans>
• Life Insurance [Term & Permanent]
• Mortgage Insurance [Life & Critical Illness (Return Of Premium available)]
• Disability Insurance for most occupations
• Critical Illness