Employee Benefits
An employee benefits program is an essential foundation for ensuring the well-being of your employees. A company’s greatest asset is their people, and making sure employees have access to the healthcare services they need is important to the company’s success.
A company employing 20 people has different needs than a firm in the hundreds or thousands. We understand that a 'one size fits all' plan doesn't work, and through working with national and multi-national companies, both large and small. We work closely with our customers in providing customized solutions and planning that best suits their unique needs and objectives. 

Our advisors have extensive experience with the following group products and services:
Group Life, Disability, Health  & Dental Plans
Traditional Insurance vs. Administration Services Only (ASO)
Cost Plus, Private Health Service Plan (PHSP) & Health Welfare Trusts
Health Care Spending Accounts (HCSA)
Employee Family Assistance Programs (EFAP)
Group Guaranteed Standard Issue Plans (GSI)
Third Party Administration (TPA)
Association & Pooling Plans
Group Critical Illness
Expatriate Coverage/Foreign National Coverage
Business Travel Plans
Health Risk Assessments & Life Style Management
Claims Management (including, Disability Management)
WCB & Occupational Health Planning
Group Home & Auto Coverage

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